spinslotmaster.info
spinslotsensation.info
slotspinzone.info
spinslotadventure.info
spinslotgenius.info
slotspinexpress.info
spinslotmagic.info
spinslotmania.info
slotspinuniverse.info
spinslotjourney.info
spinslotsafari.info
slotspinthrills.info
spinslotwizard.info
spinslotgalaxy.info
slotspinelite.info
spinslotempire.info
spinslotexperience.info
slotspinvelocity.info
spinslotlegend.info
spinslotbliss.info
slotspinrush.info
spinslotcentral.info
spinslotadventures.info
slotspininfinity.info
spinslotquest.info
spinslotexcellence.info
slotspindreams.info
spinslotpro.info
spinslotpulse.info
slotspinfrenzy.info
spinslotmasters.info
spinslotgenie.info
slotspinexplorers.info
spinslotepic.info
spinslotxpert.info
slotspinchronicles.info
spinslotvoyage.info
slotspinchampions.info
spinslotfantasy.info
spinslotunleashed.info
slotspinblitz.info
spinslotexpo.info
slotspinriders.info
spinslotultimate.info
spinslotgenesis.info
slotspinsonic.info
spinslotvortex.info
spinslotprime.info
spinslotsource.info
slotspinsupreme.info
spinslotsociety.info
spinslotsaga.info
slotspinsummit.info
spinslotrevolution.info
spinslotpros.info
slotspinpinnacle.info
spinslotprosperity.info
spinslotsecrets.info
slotspinspectacular.info
spinslotessence.info
spinslotpioneers.info
slotspinnirvana.info
spinslotparadise.info
spinslotpinnacle.info
spinslotsupreme.info
slotspinsecrets.info
slotspinpros.info
slotspinpulse.info
spinslotnirvana.info
slotspinessence.info
slotspinpioneers.info
spinslotelite.info
slotspinprime.info
onlineslotguru.info
slotsavvyonline.info
spinandwinhub.info
jackpotjunctiononline.info
slotmastermind.info
virtualslotventure.info
onlineslotwizard.info
slotthrillsonline.info
spincityonline.info
slotmagiconline.info
digitalslotdash.info
slotspinsanctuary.info
virtualjackpotjourney.info
slotsensationonline.info
onlineslotkingdom.info
spintowinonline.info
slotblissonline.info
jackpotjiveonline.info
slotsavvysolutions.info
digitalslotdelight.info
spincityspectacle.info
slotsavvystrategies.info
onlineslotemporium.info
virtualslotvortex.info
slotspinspectra.info
jackpotjoyrideonline.info
slotsavvyspectacle.info
onlineslotsafari.info
spintowinsolutions.info
slotblissboutique.info
digitalslotdynasty.info
slotspinstation.info
virtualjackpotjunction.info
slotsensationsolutions.info
onlineslotoasis.info
spincitysolutions.info
slotsavvysanctuary.info
digitalslotdomain.info
slotspinsensation.info
slotsavvyspectra.info
onlineslotoracle.info
spincityspectra.info
Real estate investment property analysis
Commercial Real Estate – What is the Present Status?
U.S. Real estate markets are not so-healthy as they were for decades. First the residential property sector was plagued by the foreclosure crisis and is yet to recover from the devastation. Arising out of the foreclosure crisis, there were many cyclic reactions in the financial market. The cash-crunch spread fast to other areas of financial activities – like auto loans; credit card purchases; hotel room occupancy; business revenues in shopping malls; renting office complexes and so on. Commercial new construction projects were either put off or abandoned totally, aggravating unemployment problem etc.The commercial real estate market is inevitably inter-related with all the above businesses. As such the depletion in business revenues is reflected in foreclosure of commercial properties also. How? For example, if a big hotel losses heavily on revenue by the non-occupancy of its rooms, ultimately financial commitments, including the mortgage repayments get hard-hit. The situation of default in mortgage repayment, consecutively for months, eventually leads to foreclosure and distress sale of the commercial property concerned. Needless to mention a distress sale will bring the market value of the property deep down.Which branch of commercial properties is most affected? We have come across news reports about the commercial foreclosures – particularly in the hotel sector – the affected hotels of luxury located in the tourist industry hot-spots of Las Vegas in Nevada, Florida, and California etc.What is strikingly different in residential foreclosures and commercial foreclosures is – when a residential property is foreclosed, the amount in loss of money is about few thousands of dollars, whereas in a commercial foreclosure, the amount involved runs into millions of dollars.It is for this reason, the lending institutions extending financial supports for commercial property projects are dragging their feet in coming forward to extend new loans. In the situations of default and foreclosure also, they are not rushing into the decision of foreclosure of the property immediately, but consider all possible alternative outlets and compromises with the borrowers.Obviously, rather than individuals, mostly institutions and LLCs are involved in commercial foreclosures and in dire situations of foreclosures, they tend to select the insolvency route, to escape foreclosures.In this context, it is pertinent to take into consideration what the experts in the Industry say about the present status of commercial property sector and foreclosures. While the predictions about the future of commercial real estate vary from person to person, there is unanimity among them about the density of the problem of commercial foreclosures, presently.According to James Lockhart, vice chair of WL Ross & Co. New York, there are a lot of distressed commercial properties facing foreclosures with small commercial banks as of date. The problem institutions holding commercial properties in their business have increased to 775, whereas there were only 50 of them, just a few years back.The impact of commercial foreclosures has led to closing of financial institutions in huge numbers. Of a total of 8,000 U.S. banks dealing in commercial property finances, already 250 have been closed; 1300 banks have been advised by the regulators, to reduce concentration of Commercial Real Estate property loans; and many of them are expecting closure or taken by stronger competitors.However, in the Real Estate industry circles, it is reported that in a “Sentiment Survey” conducted among 100 senior real estate personnel by the Real Estate Round Table, during the second quarter of this year, 82% of the participants expressed satisfaction that the commercial real estate market is better than last year.