US has a strict car insurance policy which is made mandatory in almost all states. According to their law, every person who owns a car needs to have insurance coverage. Not only that, the family members who are of age to obtain a drivers license must be covered by the insurance plan. Therefore, being a US citizen one can not but look for auto insurance quotes which suit their requirement the best.About US Auto InsuranceIn US, many types of insurance policies are available. One can go for a liability insurance plan which covers the insurance holder along with those in his family who have attained the age of holding a drivers license. However, if a member is not having his own automobile and is operating the vehicle of some one else, the coverage plan is not valid. One can also get insurance coverage from the party’s policy which covers a person when he is driving an automobile owned by that party. If someone does not have his own car, he can have non-owners policies, which are especially useful to those whose drivers’ license has been suspended.Some car insurance companies give full coverage to rented cars which are established in advance. Other car insurance policies offered in the US states cover for the automobile’s bodily injury, property injury and other damages caused by an accident. Other forms of insurance policies available in US are loan/lease payoff coverage, car towing coverage or Roadside Assistance, auto policy and behavior based insurance coverage. With so many policies, one can also get a variety of auto insurance quotes to choose from.How to get the best auto insurance quoteGetting the auto insurance quotes of various insurance companies is not a tough matter. Nowadays, automobile insurance quotes are easily available in websites on internet. All one need to do is click on the website and choose his state (only applicable to US citizens). He would be required to fill an online questionnaire which is nothing but a set of simple answers relating your requirements. This questionnaire will be sent to the respective companies of the state. They would receive it and send the auto insurance quotes available for those companies. A person can evaluate these automobile insurance quotes and compare them at the same time. If he is interested in any particular quote that satisfies his requirements then he can make a purchase. The steps are simple and hassle-free.There are ample such websites which will offer you auto insurance quotes that range from very expensive to cheap rates. It is a common tendency of people to go for the cheapest auto insurance quotes available without considering the other factors. One should avoid this and go for that quote which is both affordable and ideally satisfies his requirements. These are common pitfalls that one should not fall in.Auto insurance quotes depend on many factors which influence their rates. The factors include the driver’s history, make and model of the automobile and the location. It has been found that the auto insurance quotes offered in different states of US are different. Therefore, before settling down with a policy one must carefully do a research in the market and find out the latest trend.
Abroad Travel Tips
Travelling is always fun! It can be made memorable if you follow some travel tips. During your travels, just pick some handy pointers mentioned below to enjoy the whole travelling experience.Security First:• Inform your bank ahead when you leave your home country to comfortably use bank cards while you are abroad. This is to avoid account freeze on any withdrawals or payments on your card, as banks may think that your card has been stolen or cloned• Carry at least 2 scan copies of your passport with you and in separate bags. Keep an email copy of your passport to yourself and also a trusted parent or friend before leaving your country. Make sure that you carry a list of emergency contact numbers for any bank cards or traveler’s checks• Do have some money in your belt which is well hidden. A trick here is to have a fake wallet with some expired cards and a little money, in case of being mugged• Lone female travelers can protect themselves by arranging a doorstop and put it in the door, which makes opening even an unlocked door impossible, and it would make plenty of noise to alert youPacking:• Keep small bottles to fill shampoo/conditioner to avoid carry large sizes as there will be a limit for hand luggage• If travel with heavy luggage, buy some compression socks so that you can carry a few more items! Roll clothes instead of folding them to save space.• Pack your luggage in waterproof bags. Use travel towels which are light, hygienic and can absorb nine times their weight in water• Always get padlocks with you while travelling, as lockers may be provided to leave valuables• Remember that toilet paper and a torch are essential items. It is good to carry a pack of cards – they help in creating easy camaraderie in groups• Carry a sarong – you can lay on the beach, it can be used as a towel, covers your shoulders for temple visits and many more!• Pack in ketchup, tabasco, mayonnaise, salt, pepper sachet. These days laundry service is available at hotels, so just carry minimum clothesEtiquette:• Always discuss the price of the total fare with taxi drivers BEFORE you get in. Check if there is any charge extra for air-conditioning and be aware of the lodge surroundings you stay• Understand the sort of behaviour of your travel country before you arrive. Maintain friendly nature. Respect their traditions as you are a guest.